Course Description: Financial advisors face an increasingly complex onslaught of retirement planning questions as aging baby boomers look for investments to meet their lifestyle needs in 10 years, 20 years, and beyond, as well as determining when they can actually retire. You’ll find these clients demand a high level of knowledge from their advisors.
You can build upon this knowledge and add to your expertise and credibility with the CRPC® mark after your name. This program will help you define a “road map to retirement,” enabling you to focus on clients’ pre-and post-retirement needs, as well as issues related to asset management and estate planning.
What benefits does the CRPC® Program offer?
• The CRPC® designation is the industry-benchmark for retirement planning credentials and is encouraged by the top firms in the industry.
• Graduates report a 9% increase in earnings in addition to increases to their number of clients and even their job satisfaction.
• Master the entire retirement planning process from A to Z, not just retirement income.
"The CRPC® designation marks me as a specialist rather than a general practitioner. It has been consistently proven that specialists have an easier time marketing their services and get higher quality referrals from existing clients." – Lev R.
• Graduates can test out of 2 (of 6) courses in our CFP Certification Professional Education Program.
• Develop specialized tax and estate strategies and objectives specifically for retirees
• Learn the unique financial and emotional aspects of the retirement process
• Obtain up to 45 hours of CE credit for completion.
The College’s professional designation programs all feature open enrollment. You can enroll and begin whenever you like. While we offer periodic live classes, these are completely optional and are available to all students at no additional charge.
When you enroll you will receive immediate access to the College’s exclusive online student portal. Within this portal you will find copies of your written study materials, streaming video lectures, downloadable MP3’s, interactive quizzes, and even access to live classes when they are in session. You will also be able to contact your professor with questions or issues.
All of these things are included with your enrollment and we pride ourselves on not charging for additional 3rd party books, online functionality, access to professors, etc.
Module 1 – Maximizing the Client Experience During the Retirement Planning Process
Chapter 1. Retirement Planning Trends and Challenges
Chapter 2. Step 1 — Establish and Define the Client-Counselor Relationship
Chapter 3. Step 2 — Gather Client Data, Including Goals and Expectations
Chapter 4. Step 3—Processing and Analyzing
Chapter 5. Steps 4,5, and 6
Module 2 – Principles and Strategies When Investing for Retirement
Chapter 1. Investment Policy
Chapter 2. Asset Classes, Characteristics and Performance
Chapter 3. Portfolio Management Principles
Chapter 4: Asset Allocation Principles
Chapter 5: The Asset Allocation Process — A Practical Application
Chapter 6: Stock Investment Strategies
Chapter 7: Bond Investment Strategies
Module 3 – Making the Most of Social Security Retirement Benefits
Chapter 1. The Origin of Social Security
Chapter 2. Estimating Future Benefits
Chapter 3. When to Begin Retiree Benefits
Chapter 4. Benefits Available to a Covered Workers’ Spouse, Survivors and Ex-Spouse
Chapter 5. The Future of Social Security
Module 4 – Bridging the Income Gap: Identifying Other Sources of Retirement Income
Chapter 1. Traditional IRAs
Chapter 2. Roth IRAs
Chapter 3. Annuities
Chapter 4. Mutual Funds
Chapter 5. Life Insurance
Chapter 6. Home Equity
Chapter 7. Post Retirement Employment
Module 5 – Navigating Health Care Options in Retirement
Chapter 1. The Patient Protection and Affordable Care Act and Health Savings Accounts
Chapter 2. Planning for Incapacity
Chapter 3: Medicare
Chapter 4: Medigap
Chapter 5: Medicare Advantage Plans (Medicare Part C)
Chapter 6: Medicaid
Chapter 7: Long-Term Care
Module 6 – Making the Emotional and Financial Transition to Retirement
Chapter 1. The Retirement Decision
Chapter 2. Early Retirement
Chapter 3. Corporate Early Retirement Programs
Chapter 4. The Reality of Delayed Retirement
Chapter 5. Making the Transition to Retirement
Module 7 – Designing Optimal Retirement Income Streams
Chapter 1. Pre-retirement Distribution
Chapter 2. Lump-Sum Options
Chapter 3. Distributions and Taxation
Chapter 4. Survivors and Beneficiaries
Chapter 5. Variability in Retirement Planning Assumptions
Chapter 6. Creating Sustainable Income Streams
Module 8 – Achieving Tax and Estate Planning Objectives in Retirement
Chapter 1. Taxation of Distributions from Taxable Accounts
Chapter 2. Distributions from Tax Deferred Accounts
Chapter 3. Distributions from Tax Exempt Accounts
Chapter 4. Taxation of Annuities
Chapter 5. Taxation of Home Sales, Social Security, Life Insurance, and Tax Diversification
Chapter 6. Introduction to Estate Planning
Chapter 7. Transferring Property by Will and Will Substitutes
Chapter 8. The Federal Gift and Estate Tax
Chapter 9. Estate Planning Strategies for the Retiree
Module 9 – Fiduciary, Ethical, and Regulatory Issues for Advisers
Chapter 1. History of U.S. Financial Regulation
Chapter 2. Forces Changing Financial Services
Chapter 3. The Fiduciary Standard
Chapter 4. Formal Ethical Codes and the Investment Professional
Students must successfully pass the course’s single final examination within one year of their enrollment date. Final exams can be administered at our approved testing centers: PSI, Prometric, or ISO Quality Testing. The first examination is included as part of your enrollment. Subsequent examination attempts are $100 each. Students must attempt the exam within six months of enrollment and have one year to complete the program.
A complete list of requirements, testing information, and the College’s complete list of Policies & Procedures can be found here.
There are additional requirements to obtain and maintain authorization to use this designation.
The next live course will be offered during these dates. Remember that you can enroll and begin at any time using pre-recorded course lectures.
Classes meet each Monday and Wednesday
Monday, January 8, 2018
Wednesday, February 28, 2018
Classes meet each Monday and Wednesday
Monday, March 19, 2018
Wednesday, May 9, 2018
It’s incredibly easy to enroll and begin your studies immediately! By clicking Enroll Now, you will be prompted to create a user account and enter payment information. Within just a few minutes of enrolling you will have full access to all of your course study tools.
Get started today!
The College for Financial Planning accepts Visa, Mastercard, Discover and American Express. If you would like to pay by check or money order contact an enrollment specialist for more information.
If you are currently employed in the financial services industry you may be eligible for a discount. The best way to learn more about any potential discounts or additional enrollment options is to contact our enrollment team at 1-800-237-9990 x 3 or at email@example.com.
The College has a wide variety of program scholarships available. Visit our Scholarships Page for more information.
CFP®, CERTIFIED FINANCIAL PLANNERTM, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. The College for Financial Planning does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNERTM or CFP (with flame logo)® certification marks. CFP® certification is granted only by the Certified Financial Planner Board of Standards to those persons who, in addition to completing an education requirement such as this CFP Board-Registered Program, have met its ethics, experience, and examination requirements. Earnings amounts and increases cited relate to individuals already employed in the financial services industry. They do not constitute guarantees of future results.